Get Pre-Approved for Equipment Financing in Minutes—Without Hurting Your Credit
✅ Financing for all equipment types
✅ Fast approvals, competitive rates
✅ Flexible terms to fit your budget
Whether you're purchasing a truck, trailer, or work vehicle—we make it fast, flexible, and personal. Approvals typically in 24 hours.
We’ve helped hundreds of companies find the best option, and I’d love to do the same for you.
Michael Mercer, Hil Financial
I'm Michael Mercer, an independent financial service provider with Hil Financial, and I specialize in helping businesses secure financing for essential heavy equipment and trucks.
Here's how I help:
Soft Credit Pull – See your options without impacting your score
Fast Turnaround – Most approvals come in within 24 hours
Flexible Programs – We work with startups, sole proprietors, and established businesses
Direct Contact – You’ll talk to me directly—not a call center
Creative Solutions – We ask better questions and find smarter ways to get you funded
With a focus on building strong relationships, I’m here to help you invest in the equipment you need to take your business to the next level.
These FAQs cover essential aspects of equipment financing that are likely on your mind.
You can finance a wide range of equipment, including but not limited to trucks, trailers, construction machinery, landscaping tools, and utility vehicles. If your business relies on specific equipment to generate revenue, I can help you secure the financing needed to acquire it.
I understand that time is of the essence for your business. In most cases, I can secure approval within 24 hours, allowing you to move forward with your equipment purchase without delay.
My goal is to protect your personal credit while helping you build your business credit. I offer financing solutions that keep your personal finances separate, so you can grow your business without adding personal debt.
Not at all! I work with businesses in a variety of financial situations. Whether you have excellent credit or some challenges, I offer flexible financing options that are tailored to fit your specific needs.
The application process is straightforward. Simply reach out to me, and I’ll guide you through the necessary steps. We’ll discuss your business needs, review financing options, and work together to find the best solution. Once approved, you can start using your new equipment to grow your business right away.
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