Heavy equipment financing

Thinking about new equipment for your business but not sure if you should pay cash or finance?

We’ve helped hundreds of companies find the best option, and I’d love to do the same for you.

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Let's Connect

Hey, I'm Michael!

I'm Michael Mercer, an independent financial service provider with Hil Financial, and I specialize in helping businesses in the tree service industry and beyond secure financing for essential equipment. I’m passionate about helping my clients grow their businesses:

without adding personal debt

while offering fast approvals

and customized solutions that build business credit

My goal is to be a trusted partner, providing flexible financing options that make it easier for you as a business owner to expand and succeed.

With a focus on building strong relationships, I’m here to help you invest in the equipment you need to take your business to the next level.

STILL NOT SURE?

Frequently Asked Questions

These FAQs cover essential aspects of equipment financing that are likely on your mind.

What types of equipment can I finance through your services?

You can finance a wide range of equipment, including but not limited to trucks, trailers, construction machinery, landscaping tools, and utility vehicles. If your business relies on specific equipment to generate revenue, I can help you secure the financing needed to acquire it.

How quickly can I get approved for equipment financing?

I understand that time is of the essence for your business. In most cases, I can secure approval within 24 hours, allowing you to move forward with your equipment purchase without delay.

Will financing affect my personal credit?

My goal is to protect your personal credit while helping you build your business credit. I offer financing solutions that keep your personal finances separate, so you can grow your business without adding personal debt.

Do I need to have perfect credit to qualify?

Not at all! I work with businesses in a variety of financial situations. Whether you have excellent credit or some challenges, I offer flexible financing options that are tailored to fit your specific needs.

What is the process for applying for equipment financing?

The application process is straightforward. Simply reach out to me, and I’ll guide you through the necessary steps. We’ll discuss your business needs, review financing options, and work together to find the best solution. Once approved, you can start using your new equipment to grow your business right away.

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